California Speed Camera Fine Reductions for Low-Income Drivers (AB 645)

AB 645 speed camera fines are not set by income. They depend only on speed: $50, $100, $200 or $500 (Vehicle Code 22426(c)). What AB 645 adds is a required set of reductions and alternatives for people with low incomes (Vehicle Code 22429).

What the Law Requires

• An 80% reduction for indigent people.
• A 50% reduction for people with incomes up to 250% of the federal poverty level.
• For indigent people, a community service option instead of paying the penalty.
• For indigent people, payment plans of no more than $25 a month, with a processing fee of $5 or less.

Each city sets up its own application. San Francisco, for example, says on its SFMTA program page (as of October 2026) that it reduces fines by 50% for qualifying low-income drivers and to 20% of the amount for people receiving qualifying public benefits.

How to Apply

Follow the instructions on your notice or the city’s program page, and apply before the payment deadline. Documentation usually shows enrollment in a public benefit program or your household income.